How To Transfer Money From Netspend To Paypal

Netspend prepaid debit is among the best available debit cards in the market. They are great alternative options for your traditional payment methods. In this article, you will know how to transfer money from Netspend to Paypal.

Transferring money from Netspend to Paypal is pretty simple. The card comes with an account number and routing number, which you will require for transferring money. Not only to Paypal, but you can also send and receive money to other accounts. If you know one, you can also perform others.

The process of transferring becomes more simple if you know how to link two accounts together.

How to link Netspend account with PayPal

You can say your Netspend account must be linked with a PayPal account before starting transferring. Following the steps, you can quickly link those two:

  • Open your PayPal account.
  • If you are using a mobile phone, you’ll find the Wallet option in the main dashboard; select the option.
  • Then choose “Link a Bank account,” and a form will show up.
  • Input your Netspend account routing number and account number in the form.
  • Double-check all the details and click the continue button.
  • If everything goes correctly, your first step is complete here.

Verifying the link

If the link between the Netspend account and Paypal is established, you need to verify the connection is working with a small transcription between the amount. You can send just $1 for testing, which is also known as micro-transaction. Here’s the process –

Open your Paypal account.

  • Click on the Wallet button and then on “Transfer Money”.
  • You need to select the Netspend account as the source of funds from the next page.
  • Input the amount of money you want to transfer, which will be $1.
  • Then, you need to wait for 3 days to ensure you receive the funds successfully.

Transfer money from Netspend to Paypal

Sending money is similar to the last step. You open a Paypal account, tap on the Wallet button, and click “Transfer Money”. Then select the Netspend account as a fund source from the next page. Input the amount of money you need and confirm it with face ID, Track ID, or Passcode. That’s all.

How To Transfer Money From Netspend To Paypal

How to transfer money from Netspend to PayPal

You can also transfer money from your PayPal account to your Netspend card account following the same method. For that, you need to follow two steps. First, you need to link the two accounts I told you about in the previous section.

And, then send money following the below steps:

  • Go to your PayPal account.
  • Click the withdraw option on the dashboard, and tap on the “Transfer to Bank” button.
  • Input the amount of money you want to send to your Netspend account.
  • Tap on the “To” option, and choose the Netspend among the list that showed.
  • Tap on the continue buttons to go to the next page.
  • Click on the Submit, and wait for a few 1-3 business days before your money will be transferred to your bank account.


Everybody has aware of PayPal, even if they haven’t used it. The firm has been operational since the late 1990s and has gone through several different names before settling on its present moniker. PayPal decided to go public in 2002 with the ticker code PYPL and started trading on the Nasdaq.

The initial public offering (IPO) raised over $61 million at a price of $13 per share. From then, the firm has gone through several transformations, including being purchased and spun out by eBay and several acquisitions.

But there is one aspect that hasn’t shifted. That is due to the fact that the corporation is still the most popular online payment system.PayPal has 277 million active users who are transferring money through the app on mobile devices or website on laptops and computers – that is estimated by the company’s website.

What Is Netspend?

Netspend is a United States-based company that provides prepaid debit Visa and Master cards to around 68 million people throughout the country. Users can take their cards to anyplace, where Visa and MasterCard are accepted to pay bills and send money to others.

The company also provides reloadable Gift cards and travel cards, which are reloadable only for a limited time. Customers who already have Netspend prepaid debit cards can create savings accounts with them.

To reload a Netspend debit card, the users can do it with cash, which charges $3.95 for each reload. You can also reload by transferring money from a bank account or other financial service providers, like PayPal. The cardholders get several benefits, such as a paycheck, tax refunds, and others, like a Social Security deposit on the account.

Netspend and Paypal Relationship

Although PayPal does have its unique line of MasterCard prepaid cards, it also works directly with other debit card companies such as Netspend.

PayPal clients may top up their prepaid card balances at over 100,000 Netspend Reload Network stores around the country. Participating grocery shops, petrol stations, check-cashing establishments, MoneyGram, and Western Union locations are common Netspend Reload sites.

Both Netspend and PayPal provide prepaid cards to their users. As a result, you might think these two financial networks are competitors in the business. Still, they also collaborate closely in many cases to ensure that transferring money between them will be seamless without any users’ issues.

How Netspend Make Money

Netspend offers three service plans to its customers:

i) Pay As You Go Plan

This service is designed for clients who only anticipate making a few payments. There is no charge to establish an account or pay a plan fee once you start using this plan.

Users will instead pay $1 when they employ their credit card to complete a transaction and $2 when they use their debit card and input their personal identification number (PIN) to complete a transaction.

ii) FeeAdvantage Plan: Users do not need to pay anything to establish an account, and they do need to pay a $9.95 monthly subscription charge. This plan allows you to make as many debits or credit purchases as possible at any merchant.

iii) Premier FeeAdvantage Plan

This is Netspend’s last plan, which offers the benefit of having no account charge an unrestricted credit/debit transactions, but consumers need to pay a $5 monthly cost.

Clients must have total earnings of $500 from either salary or government advantage that is immediately paid into the Netspend account each calendar month to qualify for this plan.

Netspend charges $2.50 for a domestic automated teller machine (ATM) transaction and $4.95 for an overseas cash withdrawal. When your card is denied at an ATM, the firm will still cost you $1 for each transaction.

Direct deposits and online account-to-account transactions are free for customers; however, account-to-account transfers handled by a client care staff are charged.

Netspend also charges location-based retail card load fees and mobile check load fees and fees for some forms of external bank transfers.

FAQs About the Transfer Money From Netspend To Paypal

Can you send money from a Netspend card account to a PayPal account?

Yes. It’s easy to transfer money from a Netspend account to a Paypal account. You need to visit your PayPal account, tap on the Wallet section, and link your Netspend bank account with your PayPal account. Then, you can send money by inputting the relevant account number and routing number.

How to send money using Netspend cards?

You can use the card to take money from an ATM, conduct direct transfers using the card, or ask for a check with the needed amount to be addressed to you. You must pay an extra $5.95 charge for the check.

Can I transfer money from Netspend to Cash App?

Yes, you can transfer money from Netspend to the Cash App in the same method you transfer funds from Netspend to PayPal.

Final Verdict

How to transfer money from Netspend to Paypal – is a common question among Netspend users. The process is straightforward. If you link both accounts, you can transfer money without any issue, no matter how bad you are with technology.

This article explained how to send money from Netspend to PayPal and vice versa. Following those steps, you will be able to complete your transcription. That being said, let’s end today’s topic.

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