Payment platforms like Netspend made our life easy and straightforward. Whether you need to send money to your friend or make a quick payment, Netspend can handle everything smoothly.
If you have money in your Netspend card account, you can do whatever you want. But, without money available, your Netspend account is good for nothing. So, where can I add money to my Netspend Card?
Where can I add money to my Netspend card?
Netspend offers four ways to add money to your card account. You can in-person reload at partner reload locations, load through direct deposit, transfer money, or mobile check load.
Add Money At An Reload location
It’s a common question – where can I load my Netspend card? Currently, Netspend has over 130,000 locations all over the U.S. where you can load money to your prepaid card. In most locations, you will need to pay a small fee, but few would do that without any cost.
You can load Netspend cards with cash or check in those reload locations. Where to load Netspend card?
If you don’t know the reload location near you, you can just type your zip code at Netspend’s online location finder. The app will show you the ten nearest locations to load your Netspend card. Here’s a list of the locations to reload, along with their reload fee per transaction –
| Location | Fees |
| Walmart | $3.74 |
| 7-Eleven | $3.95 |
| Advance America | $2.00 |
| Check ‘n Go | No fee |
| Chevron | $3.95 |
| Currency Exchange | $2.00 |
| CVS Pharmacy | $3.95 |
| Dollar General | $3.95 |
| Food City | $3.95 |
| Office Depot | $3.95 |
| Shell | $3.95 |
| Walgreens | $3.95 |
Direct Deposit
How can I add money to my Netspend card? You can ask your employer to direct deposit your paycheck to your Netspend card account.
This way, you can get funds two days faster than other traditional banking methods. The option also works with different checks, including what you get from different benefits.
Various Checks that Netspend accepts for direct deposit:
- Work Paychecks.
- Tax refunds.
- Social Security benefits.
- Supplemental Security Income.
- Pensions
- Railroad retirement benefits
- Defense finance and accounting service payments
- State unemployment benefits vary by state
- Government disability benefits-SSDI or workers’ compensation (varies by state)
- Veterans’ benefits
Mobile Check Load
You can also deposit a check through your mobile phone. You need to take photos of both sides of your check with your mobile phone and upload them through the Netspend mobile app.
You will find the option ‘Mobile Check Load’ on the app. If you click on it, the app will guide you through the process to complete the deposit.
Transfer Funds
You can transfer money from different platforms to your bank account. Moreover, you can also ask someone you know to transfer the money to your Netspend card account, and you give them money physically.
Bank Transfer: You can simply add money from your checking or saving account to your NetSpend account if your bank is connected.
Go to the Netspend website / open Netspend on your mobile phone for transferring money. Then, log in to your account and link your bank account to your Netspend card. Few banks charge a small fee for transferring.
Wire Transfer: Western Union allows you to send money to your Netspend card account through wire transfer. But, not all the Netspend cards have this facility available. Fees for transferring vary depending on various factors. Before you go for this option, check if your account has this feature available.
PayPal: One of the simplest ways to add money to your NetSpend card account is via PayPal. For that, link your PayPal account with Netspend using your routing and account number. Keep in mind PayPal will charge you a small fee for transferring money.
Netspend Prepaid Debit Card
Netspend’s prepaid debit cards are more costly than a checking account. They’re simple to open, and there’s no need for a banking history or a credit check, but Netspend forces you to choose between paying a monthly charge and paying a fee every time you make a purchase.
In any case, you may wind up paying more in fees in a year than you would in interest on your card’s savings account. There is a handy countrywide network of more than 130,000 places for cash reloads; however, it is not free, and no ATMs are free.
What Is A Prepaid Debit Card
A prepaid debit card is a payment card that only allows you to spend the money you load into it. They do not assist you in establishing credit.
Like a debit card, a prepaid card may be used at any merchant that accepts its payment network, such as Visa, Mastercard, or American Express. It is more secure and convenient than using cash. Prepaid cards typically include a mobile app for depositing checks and transferring funds.
Prepaid debit cards, unlike checking accounts, may lack some features such as free ATM or branch networks, checks, and so on. Alternatively, if you’ve had problems with banks in the past, look at second chance checking choices.
How To Transfer Money From NetSpend To Bank Account
It isn’t entirely possible to directly transfer money from NetSpend to a Bank account. But using some indirect means, you can transfer money from your Netspend card account to a bank account. And, there are several options for that –
Using PayPal: Netspend works with PayPal. If you want to transfer money from Netspend to Paypal, you need to link your PayPal account with Netspend. Also, add that PayPal account to your bank account.
Then, send money to PayPal and then transfer it from your PayPal account to your bank account. That way, you will be able to use PayPal as a third-party medium and transfer money from NetSpend to your Bank account.
Withdraw from an ATM and then direct deposit: Another way to transfer funds between NetSpend and a bank account is to withdraw money from your Netspend account at an ATM and deposit it to a bank account.
- It will take $2.5 per ATM withdrawal without a net. But, on-net, you won’t be required to pay any fees.
- There are a few other ways, like using the Western Union and Walmart. Those are pretty much the same process.
Can I add money to my Netspend card at an ATM
No, you can’t add money to your Netspend card account at an ATM. ATMs are for withdrawing money. If you want to add money to your Netspend account at a physical location, you need to visit a reload location.
Netspend offers more than 130,000 reload locations. The reload location includes convenience stores, Check Cashing, Grocery shops, Gas stations, and so on. You can visit the NetSpend relocation finder if you want to find the closest reload locations around you.
Can I add money to my Netspend card at Dollar General
Yes, Dollar General is among the 130,000 reload locations that Netspend offers. So, you can add money to your Netspend Card account in-store. You can deposit cash or check to your account and will receive a confirmation message when the transaction is complete.
Dollar General charges $3.95 per reload to your Netspend account. There are other places where Netspend won’t have any charge for reloading. You can find those locations near you through the Reload location finder.
Final Verdict
Where can I add money to my Netspend all-access card? There are several options for that. You have found several ways to add money to your Netspend account from this article.
To wrap this up, you can either directly deposit your paycheck and benefits, visit a reload location, Load a check through your mobile phone, or transfer funds from banks, Western Union, or Paypal. You can also ask your friend to transfer money to your account and return him with cash.